Mortgage Information

Home Loan Programs with Downpayment Assistance
Are you still unsure how to get a loan? Is homeownership still elusive because you have no money for downpayment?

Well, here’s good news for you. Both SC State Housing Finance and Development Authority as well as City of Columbia’s Community Development Housing Division have programs to give downpayment assistance and loans at attractive rates of interest!

Here in a nutshell…

 

Mortgage Loan Officers

If you're like most buyers, a home is the most expensive purchase you'll ever make, and you'll probably need some form of financing.

There are many lending institutions that offer a variety of mortgage products. Financing options and rates can vary widely, so it is important to do your research and shop around to ensure you get the mortgage that best meets your needs at the best price.

I would be happy to refer you to some very good mortgage contacts I have in Ballentine, Chapin, Columbia, Elgin, Hopkins, Irmo, or to help you in any other way I can to secure the best possible rate for your home purchase.

Use the mortgage calculators below to assist you in making some decisions around financing your new home.

Mortgage Qualification Calculator

This calculator will help you determine how much money you qualify to borrow. The results are informal. You will be subject to a credit approval from your financial institution taking into consideration existing debt load, amount of down payment, income and other variables.

Mortgage Payment Calculator & Amortization Table

This calculator will help you determine what your mortgage payments will be based on purchase price, interest rate and mortgage term, as well as other factors. The amortization table shows what the interest and principal payments will be over the term of the mortgage.