Homes for Sale in Columbia and Lexington, SC
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Helping Military Families!
5 BENEFITS OF HOME OWNERSHIP
Owning a home is a big part of the American Dream. Did you know that apart from pride of ownership and a number of tax benefits, there are some more benefits of home ownership? Read on...
Happy New Year!
We are now officially in 2014! Last year whizzed by just like years before that. What does 2014 hold for the real estate market?
1. Mortgage interest rates are edging higher, but 4-5% is still a far cry from 8%.
2. Home prices are also edging up, but not very much in Columbia.
3. Fewer homes for sale making it a sellers' market.
4. Not as many investors as home prices go up.
5. Plenty of boomerang buyers looking for homes.
So... if you are planning on selling your home, now's the time!
Do you qualify for a VA Loan?
Let’s start with: What is a VA Loan?
Simple answer: This is a home loan guaranteed by the Veterans’ Administration. The guarantee is for a certain percentage of the loan and there is a maximum limit. More...
Home Buying – the Money Part
At the outset, let me say that I am not a loan officer or a mortgage specialist. I am a Realtor, and as such, I come across buyers who are bewildered by the money part of buying a home.
Terms like closing costs, down payment and earnest money fly around them, and they are totally foxed. Read on...
Knee-jerk Reaction by Home Mortgage Interest Rates
With the Fed’s announcement last week that there may be a tapering of its bond purchase program sooner than later, stock market indices reacted by dipping by a few hundred points. A stock that I had bought with careful thought also took a dive! As an aside, the minute I buy a stock (a meager 100 shares), its price will go down! Read on...
To All Buyers looking at Foreclosures
Those days of ‘stealing’ a home are over. Homes in foreclosure cannot be had at pennies on the dollar as several of my buyers think. We have seen this trend all through the year. Realtor Magazine reports that this is in part due to low inventory levels, but it also due to the fact that a number of banks are pricing homes at fair market value and will not budge from that price. If they do, it may be by a small percentage of the asking price. Read on...