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 Helping Military Families!

Palmetto Heroes Program is Back!

Qualified homebuyers can receive a 4% fixed rate mortgage and up to $7,000 in down payment assistance. Borrowers in this year’s program will also qualify for the SC Mortgage Tax Credit (MCC) Program.

Who qualifies? Law Enforcement & Correctional Officers, Teacers, Nurses & Certified Nurse’s Assistants, Firefighters, Veterans and EMS Personnel.

Funding is limited, so if you’re considering buying a home, don’t wait. Call or email for details: M 803-348-9922 or

Who is Buying a Home Today?


Every year, the National Association of Realtors researches home-buying trends. The 2013 report includes an interesting overview of buyers’ ages today.

Generational trends are:

· Gen Y comprises the largest share of home buyers at 31 percent, followed by Gen X at 30 percent, and both Younger (16 percent) and Older Boomers (14 percent) at 30 percent. The Silent Generation has the smallest share of home buyers at nine percent. More...

FHA’s “Back to Work” Program

There’s good news for home owners who lost their homes in the last 12 months due to foreclosure, short sale, deed-in-lieu or who declared bankruptcy. A new federal program called “Back to Work – Extenuating Circumstances” allows such homeowners to buy a primary home just 12 months later – giving them a second chance at homeownership. More...


Owning a home is a big part of the American Dream. Did you know that apart from pride of ownership and a number of tax benefits, there are some more benefits of home ownership? Read on...

Do you qualify for a VA Loan?

Let’s start with: What is a VA Loan?

Simple answer: This is a home loan guaranteed by the Veterans’ Administration. The guarantee is for a certain percentage of the loan and there is a maximum limit. More...

Home Buying – the Money Part

At the outset, let me say that I am not a loan officer or a mortgage specialist. I am a Realtor, and as such, I come across buyers who are bewildered by the money part of buying a home.

Terms like closing costs, down payment and earnest money fly around them, and they are totally foxed. Read on...